For example you could receive a phone call from a utilities company touting for business, who ask you all kinds of personal questions about your current supplier. In reality the details of your current contract for your utilities is none of their business, and they do not need to know this in order to offer you a deal of their own. They could be just trying to keep you talking in order to have more time to convince you to switch to their services, or they could even be fraudsters masquerading as a legitimate utility company in order to trick [Read More]
Identity Theft Companies
12 Million Identity Theft Occurrences a Year and Increasing.
Most people aren't surprised when they hear that thousands of credit card numbers are stolen due to bad security. You may have had your credit card company call you because of an authorized charge. However, what is most deadly about identity theft is what you don't see, and you may not even spot it for the next few years. When identity thieves open up bank accounts under your name or taking out loans under your name, they are placing negative marks on your credit. Until you yourself apply for a loan or try for a job will you notice. Job employers often check your credit to see if it is any good - bad credit often leads to rejection for jobs. Worst of all, repairing all of this costs thousands of dollars, and it takes years to do so.
Protecting yourself through identity theft services
One of the most popular methods of avoiding and stopping identity theft is through identity theft companies. These services constantly monitor your credit, and they also provide a range of features to significantly diminish the probability of identity theft happening to you. ID theft can never be completely eliminated. Some services that we recommend are Trusted ID, Lifelock, and ProtectMyID.
There are many ways in which you can monitor your personal information, and protect it from falling into the hands of identity thieves.
Credit Report
Your credit report will hold details of any credit products linked to your name, and is the first stop to protecting yourself against identity thieves fraudulently applying for credit using your details. You can request copies of your credit report yourself from the three major credit reference agencies Experian, Equifax and TransUnion, and get updates regularly throughout the year and check [Read More]